Financial Guide

2026–2027 School Year

A clear guide to tuition, fees, payment options, ESA usage, referral credits, and refund policies for Lighthouse Baptist Academy families.

Early Enrollment Fee $100

After February 1 $200

Materials Fee Due July 1

Payment Processor FACTS

Instructional Tuition Annual

Grade Level	Tuition
K4–K5 Half Day	$3,470
K4–K5 Full Day	$4,330
Elementary, 1st–5th	$4,670
Middle School, 6th–8th	$4,890
High School, 9th–12th	$5,230

Enrollment & Annual Fees

Enrollment Fee

Before February 1$100 per student
After February 1$200 per student

Annual Fees

Security & Programming Fee$250
Elementary Technology Fee$75
Middle School Technology Fee$100
High School Technology Fee$175

Instructional Materials Fee Due July 1

Grade Level	Fee
K4–K5	$350
1st–5th	$500
Middle School	$500
High School	$550

High school students return to physical textbooks for the 2026–2027 school year.

Fine Arts & Music Fees

At LBA, we believe music is an important part of developing the whole student. As part of our mission to provide a well-rounded Christian education, beginning in the 2026–2027 school year, students in 3rd and 4th grade will participate in required introductory music classes. These classes include Recorder for 3rd grade and Beginner Band for 4th grade. Fees are kept minimal and help provide the materials, books, instrument usage, and classroom resources needed for students to explore music in a meaningful, hands-on way.

Required or Grade-Level Music Fees

Program	Grade Level	Fee	Notes
Little Mozarts	K5 only	$50 / month	September–April; includes book
Recorder Class	3rd Grade only	$25 / year	Required for all 3rd grade students; includes recorder and book
Beginner Band Class	4th Grade	$50 / year	Required for all 4th grade students; includes instrument usage and book. Instruments stay on school property.

Band Lessons

Program	Grade Level	Fee	Notes
Beginner Band	5th–12th Grade	$40 / month	First year of lessons; includes band class and weekly lesson
Intermediate Band	5th–8th Grade	$40 / month	After completing Beginner Band; includes band class and weekly lesson
Varsity Band	9th–12th Grade	$40 / month	After completing Beginner Band; includes band class and weekly lesson

Piano, Chord, Voice & Strings

Program	Grade Level	Fee	Notes
Piano Group Lessons	1st–12th Grade	$50 / month	Group lessons
Private Piano Lessons	1st–12th Grade	$75 / month	Private lessons; Level 2B and above
Chord Class	5th–12th Grade	$50 / month	For students not enrolled in LBA private or group piano lessons
Chord Class	5th–12th Grade	$20 / month	For students already enrolled in LBA private or group piano lessons
Voice Group Lessons	1st–12th Grade	$50 / month	Group lessons
Private Voice Lessons	9th–12th Grade only	$75 / month	Private lessons
Violin Group Lessons	1st–12th Grade	$50 / month	Group lessons

Guitar, Ukulele & Banjo

Program	Grade Level	Fee	Notes
Guitar Group Lessons	4th–12th Grade	$50 / month	Group lessons
Guitar Chord Class	4th–12th Grade	$50 / month	For students not enrolled in LBA guitar lessons
Guitar Chord Class	4th–12th Grade	$20 / month	For students already enrolled in LBA guitar lessons
Ukulele Group Lessons	1st–12th Grade	$25 / month	Group lessons
Banjo Group Lessons	5th–12th Grade	$25 / month	Group lessons

Homeschool Fine Arts

Program	Fee	Notes
Homeschool Registration	$100 / family / year	Annual registration fee for homeschool families participating in fine arts

Additional Student Fees

Lunch Fees

K4–2nd Grade$6 per meal
3rd–12th Grade$7 per meal

Before & After Care

Before or After Care$50 per week
Before and After Care$65 per week

Sports Fees Per Athlete / Per Sport

Banner Fee, Panhandle$100
Sports Fee, Panhandle$100
Sports Fee, YDL$75
Sports Fee, Junior Ambassadors$75
Middle School PE Uniform$30

Payment Plans

LBA offers annual, semi-annual, and 10-month payment plans. All payments are processed through FACTS Tuition Management.

Eligible tuition and fees may be paid using CHOOSE Act ESA funds through ClassWallet.

CHOOSE Act ESA Eligibility

Eligible Expenses

Instructional tuition
Enrollment and registration fees
Instructional materials and textbooks
Technology devices and aids, per state limits
Fine arts fees

Not Eligible

Athletics and sports fees
Uniforms
Lunch fees
Field trips
Late fees

Family Referral Program

Lighthouse Baptist Academy is grateful for the role our families play in growing our school community. We are pleased to continue our Family Referral Program for the 2026–2027 school year.

Referring Family Receives $200 referral credit

Newly Enrolled Family Receives $100 referral credit

Referral credits are applied after the student completes the first semester.
If no balance is owed, including CHOOSE Act families, unused credit will be refunded as a cash payout.
There is no limit to the number of families you may refer.

Referral Program FAQs

Can I refer another student in my own household?

No. Referral rewards may not be earned for students who reside in the same household as the referring family.

Can I refer a sibling of my current student?

Yes, only if the sibling belongs to a different household. Siblings living in the same household do not qualify for referral rewards.

Can grandparents, extended family members, or guardians receive referral credit?

Referral credit may only be issued to the primary household currently enrolled at the school. Extended family members who do not share the same household are not eligible.

What qualifies as a different household?

A separate primary residence
A separate parent or guardian account
Separate financial responsibility for tuition and fees

Students listed under the same FACTS family account are considered part of the same household.

What if two families share custody or live at two addresses?

In shared custody situations, referral eligibility is based on the primary household responsible for enrollment and billing, as recorded by the school.

What if we forget to list the referring family on the application?

To be eligible, the referring family must be named on the application or reported to the school within seven days of submission. Referral credit cannot be added retroactively after this period.

Can multiple families split or share a referral reward?

No. Referral rewards may only be issued to one eligible referring family per student.

What happens if a referral is submitted incorrectly or appears to violate the policy?

The school reserves the right to review all referrals. Any referral found to be in violation of program guidelines will be denied or revoked.

Referral Integrity & Abuse Prevention

Referral rewards may not be earned for students residing in the same household as the referring family.
Students listed under the same FACTS family account are considered part of the same household.
Self-referrals, household referrals, or attempts to reclassify household members are prohibited.
Referral rewards may not be split, transferred, or reassigned.
The school reserves the right to verify household status, enrollment records, and referral eligibility.
Fraudulent or misleading referrals may result in denial or reversal of credits and refunds.
The school’s determination regarding referral eligibility is final.

Refund Policy

Instructional materials, technology fees, security fees, enrollment fees, and fine arts or sports fees are non-refundable once the school year begins.
Semester Tuition Refunds:
- Withdraw before December 18: 50% refund
- Withdraw after January 4, 2027: no refund

Tuition Assistance

Financial Aid Options

At Lighthouse Baptist Academy, our mission is to provide Christ-centered, high-quality education while partnering with families and the local church. To help make Christian education accessible, LBA offers several tuition assistance options.

External Aid CHOOSE Act ESA

External Scholarship AOSF

Internal Aid Ambassador Scholarship

Questions? (251) 653-6542

External Financial Aid Programs

Families are encouraged to review outside financial aid programs first. These programs are administered outside of LBA and have their own eligibility, application, and award requirements.

State ESA Program

CHOOSE Act – Alabama Education Savings Account

The CHOOSE Act provides eligible families with state-funded Education Savings Accounts that may be applied toward private school tuition and approved educational expenses.

Eligibility: Determined by the Alabama Department of Education based on state guidelines.
Application: classwallet.com/alchoose
Use of Funds: ESA funds may be applied directly to tuition and approved educational costs.
More Information: Visit the LBA CHOOSE Act page

Families receiving CHOOSE Act ESA funds are not eligible for any LBA internal financial aid, including church member or multi-student discounts.

Scholarship Program

Alabama Opportunity Scholarship Fund

The Alabama Opportunity Scholarship Fund provides tuition assistance to qualifying low-income families through a state-approved scholarship program.

Eligibility: Income-based requirements established by AOSF.
Application: alabamascholarshipfund.org

Students receiving AOSF scholarships are not eligible for LBA internal financial aid, including church member or multi-student discounts.

LBA Internal Financial Aid

LBA internal financial aid is designed to support families who desire Christian education and align closely with our ministry priorities. Internal aid is awarded annually based on availability, need, and priority criteria.

Internal aid must be applied for each school year. A completed application and most recent tax returns are required.

Internal Aid Timeline

Applications Open May 1, 2026

Applications Close June 15, 2026

Award Notifications June 30, 2026

Internal Aid Guidelines

ESA Limitation: Families receiving CHOOSE Act ESA funds are not eligible for internal aid.
Annual Application: All internal aid must be applied for each school year.
Documentation Required: Completed application and most recent tax returns are required.

The Ambassador Scholarship

The Ambassador Scholarship is LBA’s primary internal tuition assistance program and is awarded based on demonstrated need and ministry priorities.

Active Lighthouse Baptist Church members who qualify may receive up to a 20% tuition scholarship, subject to available funds.

Award Priority Order

Lighthouse Baptist Church members
Multi-student families
Additional qualified applicants

Scholarship amounts vary and are determined annually based on need, enrollment, and available funding.

Multi-Student Tuition Discount

Multi-student discounts are available for qualifying families who are not receiving CHOOSE Act ESA funds or AOSF scholarships.

First and Second Child Full tuition
Third Child 15% discount
Fourth Child and Beyond 20% discount

How to Apply for Financial Aid

Review eligibility requirements for both external and internal aid programs.
Apply for external aid programs first, if eligible.
Submit the LBA Financial Aid Application, available through the school office or at lbatheodore.com/financial-guide .
Attach all required financial documentation.
Await award notification prior to final tuition billing.

Questions?

Contact the school office at (251) 653-6542 or email financial.aid@lbatheodore.com . We are happy to assist your family.

Uniforms

All uniform shirts can be ordered through Zoghby’s Uniforms at 5441 US Hwy 90, Mobile, AL 36619.
More information regarding uniform policies can be found here.

Learn More